Factoring
3% Of Gross
Optional 3% — get paid the day you deliver
Nationwide Coverage
All 48 contiguous states
Operating Since 2023
3 years on the road
5 Equipment Types
Dry Van · Reefer · Flatbed
Avondale, AZ Based
Dispatched from one place, not a broker network
Factoring
In Plain Terms
Any driver on either program who would rather not wait 30 to 45 days on broker net terms to see the money.
Factoring is an add-on and it is genuinely optional — it is never required and never applied without you asking for it. At 3% of gross linehaul we advance the invoice the day the load delivers and chase the broker for payment ourselves. Skip it and you are simply paid when the broker pays.
What you get
- Same-day pay on delivered loads
- Invoicing and collections handled for you
- No waiting on broker net-30 or net-45 terms
- Turn it on or off per load, not per contract
What you need
- Active on the lease-on or dispatch program
Run It On
Your Own Load
The calculator uses the same function as every figure published on this site. Factoring is off by default because it is optional.
Run Your Own Numbers
Same math as the table above. Nothing hidden.
What the load pays, before anything comes out.
Used for the per-mile figure only.
You take home
$1,968
$1.85 per mile(gross $2.25)
Less 18% of gross linehaul
−$432
You keep 82%
Fuel, maintenance and your truck payment come out of the $1,968 — they are your costs, not a further deduction by us. Accessorials such as detention and layover pass through to you in full. Without factoring you keep the full 82%.
Owner-Operator Application
Fields marked with an asterisk are required. The more detail you give us, the more accurate the answer comes back.
Factoring Questions
Answered Straight
You keep 82% of gross linehaul. The deduction is a flat 18% — 13% for lease-on, which covers authority, insurance and compliance, and 5% for dispatch. That is the whole deduction. There is no separate trailer rental, no admin fee and no per-load charge appearing on the settlement afterward.
Questions Before
You Commit?
Call (602) 935-9993. Settlement schedule, dispatch policy and escrow are not published — ask and you will get each one directly, in writing. The gross linehaul basis never changes.
