Bring Your Truck.
Keep 82%.
A flat 18% of gross linehaul — 13% lease-on, 5% dispatch. Factoring is optional. The whole calculation is published below.
Nationwide Coverage
All 48 contiguous states
Operating Since 2023
3 years on the road
5 Equipment Types
Dry Van · Reefer · Flatbed
Avondale, AZ Based
Dispatched from one place, not a broker network
Three Ways To
Run With Us
Which one fits depends on whether you hold your own authority — and we will tell you honestly if dispatch-only is the cheaper answer for you.
Lease On With Your Truck
18%
You bring the truck. We provide the operating authority, the insurance, the compliance work and the freight. The deduction is a flat 18% of gross linehaul — 13% for lease-on and 5% for dispatch — and you keep the rest. There is no percentage-of-net arithmetic and no menu of add-on fees appearing on the settlement.
Program detailsDispatch Service
5%
If you already hold your own authority and insurance, you do not need to lease on. Dispatch alone is 5% of gross linehaul: we source the loads, negotiate the rate, plan the trip and handle the broker paperwork. You stay your own carrier and keep control of your own compliance.
Program detailsFactoring
3%
Factoring is an add-on and it is genuinely optional — it is never required and never applied without you asking for it. At 3% of gross linehaul we advance the invoice the day the load delivers and chase the broker for payment ourselves. Skip it and you are simply paid when the broker pays.
Program detailsA Flat 18% Of Gross.
You Keep 82%.
No percentage-of-net arithmetic, no per-load admin fee, no trailer rental appearing on the settlement. This is the whole deduction.
Lease-On
RequiredRun under our operating authority with insurance and compliance handled.
- Operating authority (MC)
- Cargo & liability insurance
- DOT compliance & filings
- Settlements & IFTA
Dispatch
RequiredA dispatcher sourcing, negotiating and planning your freight — not a load board.
- Load sourcing
- Rate negotiation
- Route & trip planning
- Broker relationships
Factoring
OptionalOptional. Get paid the day you deliver instead of waiting on broker net terms.
- Same-day pay on delivered loads
- Invoice & collections handling
- No waiting on broker net terms
Required total
18% of gross linehaul
13% lease-on + 5% dispatch. Factoring is opt-in and not included.
You keep
82%
79% if you add factoring
Who Pays For What
The costs are the argument, not the percentage. A cheaper split that leaves you buying your own insurance is not a cheaper split.
3Xpress Covers
- Operating authority (MC)
- Cargo & liability insurance
- DOT compliance & filings
- Load sourcing & negotiation
- Settlements
- IFTA filing
You Cover
- Fuel
- Maintenance & tires
- Truck payment
- Occupational accident insurance
Ask us about: Trailer, Plates & permits, ELD, Insurance limits, Settlement schedule, Dispatch policy, Escrow amount and refund terms
We do not publish these because the honest answer depends on the program and the truck. Ask on the phone and we will tell you straight, in writing, before you commit to anything.
Worked Example
Phoenix, AZ → Dallas, TX
1,065 miles · Dry Van
Gross linehaul
$2,400
Less 18% (13% + 5%)
−$432
Your gross
$1,968
$1.85/mile
Fuel, maintenance and your truck payment come out of the $1,968, not out of our 18%. We show it this way because that is the number that actually matters to you.
Illustrative rate for a common lane. Actual linehaul varies by season, equipment and how the load is booked — the percentage does not.
What Makes This
Worth Reading Twice
Every lease-on program sounds the same on a landing page. The difference shows up on the settlement.
3XPRESS
TYPICAL LEASE-ON
Driver share
Deduction structure
Factoring
The math
Terms we do not publish
What we do not publish
Trailer, Plates & permits, ELD, Insurance limits, Settlement schedule, Dispatch policy, Escrow amount and refund terms. We would rather name them here than let you notice the gap on your own — a missing answer always reads as the worst version of itself. Call (602) 935-9993 and you will get each one directly, in writing, before you commit anything.
What You Need
And What You Don't
No invented thresholds. Where the answer genuinely depends on your record, we say so instead of publishing a number that turns away drivers we would have taken.
You need
Valid CDL-A
Current, unrestricted, and matching the equipment you intend to run.
Your own tractor
Owned or financed, road-legal, and able to pass a DOT inspection. Model year is discussed on the call rather than set as a hard cut-off.
Current DOT medical card
In date at the time you start, and kept current after.
Motor vehicle record
We pull and review it. What counts as disqualifying depends on what is on it and how long ago — call and ask rather than assuming.
Compliant ELD
Installed and working, on the current FMCSA registered list.
Verifiable OTR experience
How much we look for depends on the lanes and the equipment. Tell us what you have run and we will be straight about the fit.
You don't need
Your own operating authority
That is what the lease-on portion covers. If you do have your own MC, dispatch alone is the cheaper option.
Your own cargo insurance
Covered under our policy while you are leased on.
A trailer
Whether we provide one is on the ask-us list — confirm it on the call before you commit either way.
Run The Numbers,
Then Apply
Put a load you have actually hauled into the calculator. If the figure works for you, the application takes about three minutes.
Run Your Own Numbers
Same math as the table above. Nothing hidden.
What the load pays, before anything comes out.
Used for the per-mile figure only.
You take home
$1,968
$1.85 per mile(gross $2.25)
Less 18% of gross linehaul
−$432
You keep 82%
Fuel, maintenance and your truck payment come out of the $1,968 — they are your costs, not a further deduction by us. Accessorials such as detention and layover pass through to you in full. Without factoring you keep the full 82%.
Owner-Operator Application
Fields marked with an asterisk are required. The more detail you give us, the more accurate the answer comes back.
Lease On From
Your Home State
Freight corridors, home-time reality and plate notes differ by state — these pages say how.
Leasing On Questions
Answered Straight
You keep 82% of gross linehaul. The deduction is a flat 18% — 13% for lease-on, which covers authority, insurance and compliance, and 5% for dispatch. That is the whole deduction. There is no separate trailer rental, no admin fee and no per-load charge appearing on the settlement afterward.
Ask The Awkward
Questions First.
Call (602) 935-9993 and ask about settlements, dispatch policy and escrow before you commit a truck. We would rather answer them now than after.