Lease On In Texas
And Keep 82%
A flat 18% of gross linehaul — 13% lease-on, 5% dispatch. Authority, insurance and compliance handled while you keep the truck.
Nationwide Coverage
All 48 contiguous states
Operating Since 2023
3 years on the road
5 Equipment Types
Dry Van · Reefer · Flatbed
Avondale, AZ Based
Dispatched from one place, not a broker network
Running Out Of
Texas
Texas is the best-positioned state in the country for an owner-operator. Freight moves east on I-20 to Atlanta, west on I-10 to Phoenix and California, north on I-35 to Oklahoma City and Chicago, and south to the Laredo border crossings. Very few states let you pick your direction based on rate rather than necessity.
If you live along the I-35 corridor between San Antonio and Dallas you can realistically be home weekly, and often more. The state is large enough that a Houston-based driver running west Texas is still out overnight, but the density of freight means you rarely deadhead far to get back.
More owner-operators are based in Texas than anywhere else, which cuts both ways — freight is plentiful but so is competition for the good loads. Dispatch that negotiates rather than accepting board rates matters more here, not less.
Corridors through Texas
Plates, IFTA & TX compliance
Texas IRP apportioned plates are processed through the TxDMV. Texas is a base-state option many out-of-state carriers use because of the volume of freight originating here, but your base state must match where your vehicle is actually registered and garaged.
82%
of gross linehaul — the same in TX as everywhere else.
Why TX Owner-Operators
Lease On With Us
Freight Out Of Texas
Texas is the best-positioned state in the country for an owner-operator. Freight moves east on I-20 to Atlanta, west on I-10 to Phoenix and California, north on I-35 to Oklahoma City and Chicago, and south to the Laredo border crossings. Very few states let you pick your direction based on rate rather than necessity.
Home Time, Honestly
If you live along the I-35 corridor between San Antonio and Dallas you can realistically be home weekly, and often more. The state is large enough that a Houston-based driver running west Texas is still out overnight, but the density of freight means you rarely deadhead far to get back.
Plates, IFTA & TX Compliance
Texas IRP apportioned plates are processed through the TxDMV. Texas is a base-state option many out-of-state carriers use because of the volume of freight originating here, but your base state must match where your vehicle is actually registered and garaged.
What TX Owner-Operators Should Know
More owner-operators are based in Texas than anywhere else, which cuts both ways — freight is plentiful but so is competition for the good loads. Dispatch that negotiates rather than accepting board rates matters more here, not less.
A Flat 18% Of Gross
13% lease-on and 5% dispatch — you keep 82% of gross linehaul, wherever you are based. No percentage-of-net arithmetic and no per-load admin fee appearing later on the settlement.
A Dispatcher Who Negotiates
The 5% buys someone working the boards and our broker relationships on your behalf, not a login. In a state with as many owner-operators as Texas, that is what separates a good week from an average one.
Corridors running through Texas
A Flat 18% Of Gross.
You Keep 82%.
No percentage-of-net arithmetic, no per-load admin fee, no trailer rental appearing on the settlement. This is the whole deduction.
Lease-On
RequiredRun under our operating authority with insurance and compliance handled.
- Operating authority (MC)
- Cargo & liability insurance
- DOT compliance & filings
- Settlements & IFTA
Dispatch
RequiredA dispatcher sourcing, negotiating and planning your freight — not a load board.
- Load sourcing
- Rate negotiation
- Route & trip planning
- Broker relationships
Factoring
OptionalOptional. Get paid the day you deliver instead of waiting on broker net terms.
- Same-day pay on delivered loads
- Invoice & collections handling
- No waiting on broker net terms
Required total
18% of gross linehaul
13% lease-on + 5% dispatch. Factoring is opt-in and not included.
You keep
82%
79% if you add factoring
Who Pays For What
The costs are the argument, not the percentage. A cheaper split that leaves you buying your own insurance is not a cheaper split.
3Xpress Covers
- Operating authority (MC)
- Cargo & liability insurance
- DOT compliance & filings
- Load sourcing & negotiation
- Settlements
- IFTA filing
You Cover
- Fuel
- Maintenance & tires
- Truck payment
- Occupational accident insurance
Ask us about: Trailer, Plates & permits, ELD, Insurance limits, Settlement schedule, Dispatch policy, Escrow amount and refund terms
We do not publish these because the honest answer depends on the program and the truck. Ask on the phone and we will tell you straight, in writing, before you commit to anything.
Worked Example
Phoenix, AZ → Dallas, TX
1,065 miles · Dry Van
Gross linehaul
$2,400
Less 18% (13% + 5%)
−$432
Your gross
$1,968
$1.85/mile
Fuel, maintenance and your truck payment come out of the $1,968, not out of our 18%. We show it this way because that is the number that actually matters to you.
Illustrative rate for a common lane. Actual linehaul varies by season, equipment and how the load is booked — the percentage does not.
What Makes This
Worth Reading Twice
Every lease-on program sounds the same on a landing page. The difference shows up on the settlement.
3XPRESS
TYPICAL LEASE-ON
Driver share
Deduction structure
Factoring
The math
Terms we do not publish
What we do not publish
Trailer, Plates & permits, ELD, Insurance limits, Settlement schedule, Dispatch policy, Escrow amount and refund terms. We would rather name them here than let you notice the gap on your own — a missing answer always reads as the worst version of itself. Call (602) 935-9993 and you will get each one directly, in writing, before you commit anything.
What You Need
And What You Don't
No invented thresholds. Where the answer genuinely depends on your record, we say so instead of publishing a number that turns away drivers we would have taken.
You need
Valid CDL-A
Current, unrestricted, and matching the equipment you intend to run.
Your own tractor
Owned or financed, road-legal, and able to pass a DOT inspection. Model year is discussed on the call rather than set as a hard cut-off.
Current DOT medical card
In date at the time you start, and kept current after.
Motor vehicle record
We pull and review it. What counts as disqualifying depends on what is on it and how long ago — call and ask rather than assuming.
Compliant ELD
Installed and working, on the current FMCSA registered list.
Verifiable OTR experience
How much we look for depends on the lanes and the equipment. Tell us what you have run and we will be straight about the fit.
You don't need
Your own operating authority
That is what the lease-on portion covers. If you do have your own MC, dispatch alone is the cheaper option.
Your own cargo insurance
Covered under our policy while you are leased on.
A trailer
Whether we provide one is on the ask-us list — confirm it on the call before you commit either way.
Lease On From
Texas
Run a load you have actually hauled through the calculator first. If the number works, the application takes three minutes.
Run Your Own Numbers
Same math as the table above. Nothing hidden.
What the load pays, before anything comes out.
Used for the per-mile figure only.
You take home
$1,968
$1.85 per mile(gross $2.25)
Less 18% of gross linehaul
−$432
You keep 82%
Fuel, maintenance and your truck payment come out of the $1,968 — they are your costs, not a further deduction by us. Accessorials such as detention and layover pass through to you in full. Without factoring you keep the full 82%.
Owner-Operator Application
Fields marked with an asterisk are required. The more detail you give us, the more accurate the answer comes back.
Lease On From Other States
Leasing On in Texas Questions
Answered Straight
You keep 82% of gross linehaul. The deduction is a flat 18% — 13% for lease-on, which covers authority, insurance and compliance, and 5% for dispatch. That is the whole deduction. There is no separate trailer rental, no admin fee and no per-load charge appearing on the settlement afterward.
Based In Texas?
Let's Talk Numbers.
Call (602) 935-9993 and ask about settlements, dispatch policy and escrow before you commit. We would rather answer now than after.