Lease On With Your Truck
18% Of Gross
Run under our authority and keep 82% of gross linehaul
Nationwide Coverage
All 48 contiguous states
Operating Since 2023
3 years on the road
5 Equipment Types
Dry Van · Reefer · Flatbed
Avondale, AZ Based
Dispatched from one place, not a broker network
Lease On With Your Truck
In Plain Terms
CDL-A owner-operators who own or are financing their truck and want authority, insurance and freight handled without giving up most of the revenue.
You bring the truck. We provide the operating authority, the insurance, the compliance work and the freight. The deduction is a flat 18% of gross linehaul — 13% for lease-on and 5% for dispatch — and you keep the rest. There is no percentage-of-net arithmetic and no menu of add-on fees appearing on the settlement.
What you get
- Operating authority and MC — no filing your own
- Cargo and liability insurance under our policy
- DOT compliance, filings and IFTA handled
- A dispatcher who negotiates, not a load board login
- Weekly settlements with the deductions itemised
- Direct line to a person, not a driver-manager queue
What you need
- Valid CDL-A
- Your own tractor in road-legal condition
- Clean-enough MVR and DOT physical
- Willingness to run a compliant ELD
A Flat 18% Of Gross.
You Keep 82%.
No percentage-of-net arithmetic, no per-load admin fee, no trailer rental appearing on the settlement. This is the whole deduction.
Lease-On
RequiredRun under our operating authority with insurance and compliance handled.
- Operating authority (MC)
- Cargo & liability insurance
- DOT compliance & filings
- Settlements & IFTA
Dispatch
RequiredA dispatcher sourcing, negotiating and planning your freight — not a load board.
- Load sourcing
- Rate negotiation
- Route & trip planning
- Broker relationships
Factoring
OptionalOptional. Get paid the day you deliver instead of waiting on broker net terms.
- Same-day pay on delivered loads
- Invoice & collections handling
- No waiting on broker net terms
Required total
18% of gross linehaul
13% lease-on + 5% dispatch. Factoring is opt-in and not included.
You keep
82%
79% if you add factoring
Who Pays For What
The costs are the argument, not the percentage. A cheaper split that leaves you buying your own insurance is not a cheaper split.
3Xpress Covers
- Operating authority (MC)
- Cargo & liability insurance
- DOT compliance & filings
- Load sourcing & negotiation
- Settlements
- IFTA filing
You Cover
- Fuel
- Maintenance & tires
- Truck payment
- Occupational accident insurance
Ask us about: Trailer, Plates & permits, ELD, Insurance limits, Settlement schedule, Dispatch policy, Escrow amount and refund terms
We do not publish these because the honest answer depends on the program and the truck. Ask on the phone and we will tell you straight, in writing, before you commit to anything.
Worked Example
Phoenix, AZ → Dallas, TX
1,065 miles · Dry Van
Gross linehaul
$2,400
Less 18% (13% + 5%)
−$432
Your gross
$1,968
$1.85/mile
Fuel, maintenance and your truck payment come out of the $1,968, not out of our 18%. We show it this way because that is the number that actually matters to you.
Illustrative rate for a common lane. Actual linehaul varies by season, equipment and how the load is booked — the percentage does not.
What You Need
And What You Don't
No invented thresholds. Where the answer genuinely depends on your record, we say so instead of publishing a number that turns away drivers we would have taken.
You need
Valid CDL-A
Current, unrestricted, and matching the equipment you intend to run.
Your own tractor
Owned or financed, road-legal, and able to pass a DOT inspection. Model year is discussed on the call rather than set as a hard cut-off.
Current DOT medical card
In date at the time you start, and kept current after.
Motor vehicle record
We pull and review it. What counts as disqualifying depends on what is on it and how long ago — call and ask rather than assuming.
Compliant ELD
Installed and working, on the current FMCSA registered list.
Verifiable OTR experience
How much we look for depends on the lanes and the equipment. Tell us what you have run and we will be straight about the fit.
You don't need
Your own operating authority
That is what the lease-on portion covers. If you do have your own MC, dispatch alone is the cheaper option.
Your own cargo insurance
Covered under our policy while you are leased on.
A trailer
Whether we provide one is on the ask-us list — confirm it on the call before you commit either way.
Run It On
Your Own Load
The calculator uses the same function as every figure published on this site. Factoring is off by default because it is optional.
Run Your Own Numbers
Same math as the table above. Nothing hidden.
What the load pays, before anything comes out.
Used for the per-mile figure only.
You take home
$1,968
$1.85 per mile(gross $2.25)
Less 18% of gross linehaul
−$432
You keep 82%
Fuel, maintenance and your truck payment come out of the $1,968 — they are your costs, not a further deduction by us. Accessorials such as detention and layover pass through to you in full. Without factoring you keep the full 82%.
Owner-Operator Application
Fields marked with an asterisk are required. The more detail you give us, the more accurate the answer comes back.
Lease On With Your Truck Questions
Answered Straight
You keep 82% of gross linehaul. The deduction is a flat 18% — 13% for lease-on, which covers authority, insurance and compliance, and 5% for dispatch. That is the whole deduction. There is no separate trailer rental, no admin fee and no per-load charge appearing on the settlement afterward.
Questions Before
You Commit?
Call (602) 935-9993. Settlement schedule, dispatch policy and escrow are not published — ask and you will get each one directly, in writing. The gross linehaul basis never changes.